
Three Simple Rules Guaranteed to Improve Your Finances
by Theo A. Boers (Morris Publishing, 2003), 96 pp.; download from www.ThreeRules.org Review by Laurel Hensel, a member of the stewardship staff of the Evangelical Lutheran Church in America I'm sure I was invited to review this particular sixty-seven-page book because I have been drowning in debt nearly all of my adult life. Author Theo Boers, who runs a financial counseling ministry, wrote this book with me in mind. Here are the “three simple rules”: Spend less than you earn. Save now; buy later. Know your debt. Boers dedicates twenty-five addendum pages to financial planning worksheets, assessments, and handy guidelines, which he also offers free online at www.ThreeRules.org/ Since his target audience is young couples, Boers effectively uses the case study of “Steve and Jessica”—newlyweds with student debts, new leased cars, too…